Welcome to https://www.cyberinsurancenerds.com! The Site is owned and operated by Medu Netjer LLC Cyber Insurance Nerds™. (“Cyber Insurance Nerds™,” “we,” “us,” or “our”).
Your continued use of the Site or Services after any such change will constitute your acceptance of any modified terms.
What Type Of Information Do We Collect
1. General Browsing and Tracking Mechanisms:
We gather navigational information about where visitors go on the Site and information about the technical efficiencies of the Site (i.e., time to connect to our website, time to download pages, etc.).
We collect Navigational Information from technology such as Cookies and Web Beacons. Cookies are small text files that help us to personalize the content of the Site. Web Beacons are electronic files used to track your navigation on a website or collection of sites, the completion of transactions, submittal of applications and browsing behavior.
To opt out of this personalized advertising provided by us, send us an email at [email protected].
If you prefer, you can choose to turn off all cookies via your browser settings. However, if you turn your cookies off, some features of the Site or the Services may not function properly.
2. Collection of Personal Information:
In order to obtain cyber insurance product quotes, you will be required to provide us with additional personal information.
If you decide to apply for insurance coverage through the site, you will be required to provide us with additional personal information which includes, but is not limited to, your social security number.
We use your Information to:
- Provide The Services;
- Help Underwrite And Provide Accurate Insurance Premium Rate Quotes
- Provide Insurers With The Required Information For Applications
- Provide, Maintain And Improve Customer Service
- Tailor Your Experience With The Services To Your Interests
- Develop And Improve The Site And The Services
- Respond To Your Inquiries
- Communicate With You Regarding The Insurance Products That You Purchased Through The Site As Well As Other Products And Services
- Offer Other Financial And Consumer Products And Services From Partners With Whom We Have Entered Into A Joint Marketing Agreement
In addition, we may aggregate your Information with our other user’s Information and use that information for benchmarking and analysis purposes.
What Information Do We Share With Third Parties?
We may share your Information with insurance carriers offering the third-party insurance products made available to you through the Services. We may use third party vendors to assist us with the Service (“Third Party Vendors”).
Some examples of the assistance that may be provided by third party service providers are: monitoring and analyzing Site activity, operations and marketing assistance, hosting the Site, and maintaining our database. It is possible that some of these service providers will be located outside of the United States.
We may share your Information with any of our parent companies, subsidiaries, joint ventures, or other companies under common control with us. As we develop our businesses, we might sell or buy businesses or assets.
In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, some or all of the Information may be part of the transferred assets.
To the extent permitted by law, we may also disclose Information when required by law, court order, or other government or law enforcement authority or regulatory agency, or whenever we believe that disclosing such information is necessary or advisable, for example, to protect the rights, property, or safety of us or others.
We take commercially reasonable steps to protect your Personal Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Please understand, however, that no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that the information you supply will not be intercepted while being transmitted to and from us over the Internet.
Under California Civil Code Section 1798.83, California residents who have established business relationships with us may choose to opt out of our sharing their Personal Information with third parties for direct marketing purposes.
If you are a California resident and (1) you wish to opt-out; or (2) you wish to request certain information regarding our disclosure of your Personal Information to third parties for direct marketing purposes, please send an e-mail to [email protected]
Visitors From Outside The U.S.
If you are visiting the Site or any of the Services from a location outside of the U.S., your connection will be through and to servers located in the U.S. All Personal Information you provide to us will be maintained in web servers and/or internal systems located within the U.S. By providing us with any Personal Information through the Site or any of the Services, you consent to transfer of such Personal Information to the U.S.
If you have reason to believe that a child under the age of 13 has provided Personal Information to us, please contact us, and we will endeavor to delete that information from our databases.
Questions Or Concerns
If you have additional questions or would like more information regarding our information collection or use of disclosure practices, please feel free to contact us at [email protected]